Saturday Small Talk

It’s Saturday! I was hoping for sunny and in the 60s today. What I got is dreary and in the (barely) 50s. Ah well. Such is spring in Michigan? At least there’s some green grass attempting to make an appearance!

I had a GREAT piano lesson yesterday (phew), and ended the day celebrating the husband, baby sister, my brother, and his fiance. All of their birthdays are within a month of each other, so we went out to dinner and headed back to Mom’s house for cake and presents. On the docket today–practicing, a bit of indoor spring cleaning, some website updates, and a concert with my mom!

I made an addition to my goals list for this month– go through all of my clothing and purge ruthlessly. My inspiration: Update your Wardrobe for Under $20.

In other news, I found my birthday cake for this year (3 months before the fact). It’s going to be a Chocolate Peanut Butter Cup Overload Cake. This year is my golden birthday. Any suggestions for making it especially fun and great?

Healthy muffins. Mmmmm good.

The Numbers that Worry Me–an interesting look at our economy and where it’s headed.

Finally, if you’re a parent or intend to be a parent one day, this book is a must read. Plus, if you order Smart Money Smart Kids in the next 9 days, you get free stuff! Here’s more info, including a link to a sample of the book.

What are you up to today? It is sunny where you are?

Kids. Money. Free stuff.

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Let’s be up front here. I don’t have kids. I just have theories. I hear it’s a lot easier to have theories than it is to raise kids.  That said, one day, we hope to have children, and when we do, we want to raise them to be wise with their finances.

Blessed not spoiledWe want to teach our kids how to manage their money so their money doesn’t rule their life for the rest of their life. We want to teach them to save for the future, to give generously to those in need, and to spend wisely–all before they turn 18 and move out. Will we be successful 100% of the time? Nope. Is it all going to be sunshine and roses? Most likely not. But I think it will be worth the effort.

Two weeks from today, Dave Ramsey and Rachel Cruze’s new book Smart Money Smart Kids will be released. This book will walk you step by step through raising your children to be blessed, not spoiled, starting with toddlers at age 3. As your kids grow, Smart Money Smart Kids gives you the information and the tools you need to raise them to be wise with their finances. The end result: your teen moves out at 18, and is a self-sufficient adult. He or she works hard and pays his or her bills, and is not relying on the next handout from mom and dad. Doesn’t sound so shabby, does it?

WorkThe book is written by both Dave and Rachel, so there are sections from each of their perspectives–father and child. Each chapter is full of actionable steps for you to use with your kids today!  It will take work, but it will be worth it.

Finally, the free stuff. You ready?

  1. Read the first two chapters of Smart Money Smart Kids for FREE.
  2. Download Dave Ramsey’s Complete Guide to Money (the whole thing!) for FREE.
  3. If you like what you read in Smart Money Smart Kids, pre-order the book today. If you pre-order, you automatically get the e-book, the audio book, and a video lesson–a $50 value. For FREE.

smsk_800x800I wanna know: What did you think? Could your kids use some money smarts? In what ways are you teaching your kids to be wise with their finances?

 

April Goals

Happy April Fool’s Day! Any big pranks on the docket in your world? Nothing here. We’re driving to New Orleans, and planning to do some exploring this afternoon.

March was a great month. We had adventures. We ate delicious food. We tried some new beer. Can’t ask for much more than that!

IMG_20140308_11403620140308_134914Goals recap for the month:

  • Bottle the peach wine: Done! I put my sister to work helping me, and now have 30 bottles of peach wine hanging out in my basement.
  • Start another batch of wine: Done! Blackberry/blueberry/elderberry wine is in the carboy. We’ll see how it turns out!
  • Core exercise: Done! More days of the month than not, so yay.
  • Plan the garden. Make a list of what we want to grow. Order seeds! Done! We’re doing the Square Foot Garden thing. Stay tuned for more updates.
  • Finish my latest knitting project. Done! See the picture below. He’s adorable.
  • Go to a yoga class. Didn’t happen. Sigh.
  • As always…practice practice practice! Yes! Feeling better and better about the whole concerto thing.
  • Bonus goal: I finished our 2013 photo book. Can’t wait to see the finished product.

IMG_20140311_195334On to April-the month in which Spring may finally make it’s grand arrival!

  • Practice, practice, practice. 6 weeks to go until concerto performance.
  • Start running to build up to 5K distance in preparation for next goal…..
  • Register for a triathlon. This is the year!
  • Keep up ab exercising. Strong core=strong body. I found this 30 day challenge, and it’ll be perfect for this month.
  • Start prepping the garden–repair fencing, fertilize, etc.

I wanna know: What are you up to this month?

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